
- Daiwal, Sohawa, Distt. Jhelum
- +92 312 4567890
- support@afwtrust.org
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Privacy Policy
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Who we are
We are a team committed to fighting hunger and uplifting widows, disabled individuals, and struggling families with dignity and hope. Our website address is: https://afwtrust.org.
Risk Management Policy
- Purpose
Alflah Welfare Trust adopts a structured approach to identifying, assessing, managing, and monitoring risks that may affect its objectives. Effective risk management protects people, assets, reputation, compliance, and financial sustainability. - Scope
This policy applies to all departments, projects, employees, management, contractors, and stakeholders. It covers strategic, operational, financial, legal, compliance, reputational, environmental, and information security risks. - Objectives
· Identify risks promptly
· Assess risks by likelihood and impact
· Reduce adverse events through mitigation
· Ensure compliance with laws and standards
· Safeguard organizational sustainability - Implementation
· Risks will be documented, monitored, and reviewed regularly
· Management will ensure controls and mitigation strategies are in place
· Employees must remain vigilant and report potential risks - Roles & Responsibilities
· Board/Senior Management: Approve and oversee risk management framework
· Management: Implement controls and monitor risks
· Employees/Associates: Comply with this policy and report concerns - Review
This policy will be reviewed annually or as required by organizational or legal changes.
Human Resources Policy
- Recruitment & Hiring
· Recruit mission-driven employees and volunteers with a commitment to diversity, equity, and inclusion (DEI).
· Use proper vetting techniques, including background checks, to maintain ethical standards.
· Clearly define job roles and responsibilities to avoid overlap between volunteers and paid staff, ensuring legal compliance. - Compensation & Benefits
· Ensure fair and transparent compensation aligned with legal standards and nonprofit guidelines.
· Establish clear pay structures for executives and staff, promoting wage equity and transparency.
· Provide benefits that support employee well-being and organizational sustainability. - Volunteer Management
· Outline volunteer roles, screening processes, training, and expectations.
· Differentiate volunteer duties from paid staff responsibilities to prevent legal or compliance issues. - Workplace Behavior & Ethics
· Implement a Code of Conduct, Anti-Harassment Policy, and Conflict of Interest Policy.
· Protect whistleblowers to encourage reporting misconduct without fear of retaliation.
· Foster a safe, respectful, and ethical work environment. - Training & Development
Provide onboarding and ongoing training for employees and volunteers
· Focus on skills relevant to NGO operations, such as food distribution, nutrition education, and safety. - Health & Safety
· Establish workplace health and safety guidelines, including food handling, hygiene, and injury reporting.
· Develop emergency response plans for natural disasters, accidents, or contamination risks. - Leave & Work Schedule
· Define policies for sick leave, unpaid leave, holidays, and flexible scheduling.
· Balance organizational efficiency with employee well-being. - Mission Alignment
· Ensure all HR practices reflect the mission and values of Al Flah Welfare Trust.
· Emphasize ethical behavior, transparency, and accountability in employee and volunteer conduct. - Legal Compliance
· Stay updated on local labor laws, tax regulations, and nonprofit-specific requirements.
· Ensure compliance with wage, hour, and workplace safety standards. - Monitoring & Improvement
· Conduct regular HR audits to identify gaps and ensure compliance.
· Use HR tools and templates tailored for nonprofits to streamline policy management.
Anti-Bribery, Fraud & Corruption Policy
- Purpose
Al Flah Welfare Trust is committed to preventing, detecting, and addressing bribery, fraud, and corruption. We conduct all activities with integrity, transparency, and accountability, in compliance with applicable laws and ethical standards. - Scope
This policy applies to all employees, management, board members, contractors, consultants, agents, suppliers, partners, and third parties acting on behalf of Al Flah Welfare Trust. - Policy Statement
We adopt a zero-tolerance approach to bribery, fraud, and corruption. Any unethical conduct is strictly prohibited and may result in disciplinary action, termination, or legal proceedings. - Definitions
· Bribery: Offering or receiving value to improperly influence decisions
· Fraud: Intentional deception for personal or organizational gain
· Corruption: Abuse of entrusted power for private gain
· Facilitation Payments: Unofficial payments to secure routine actions (strictly prohibited) - Prohibited Activities
· Offering or accepting bribes, kickbacks, or improper payments
· Gifts, hospitality, or favors intended to influence decisions
· Embezzlement, theft, or misuse of funds/property
· Falsification of records or accounts
· Undisclosed conflicts of interest
· Collusion with third parties for fraudulent purposes - Gifts, Hospitality & Donations
· Must be reasonable, infrequent, and transparent
· Cash or cash-equivalent gifts are prohibited
· Charitable donations and sponsorships require approval and documentation - Roles & Responsibilities
· Board/Senior Management: Demonstrate ethical leadership; ensure enforcement
· Management: Implement controls and staff training
· Employees/Associates: Comply with this policy; report suspected violations - Reporting & Whistleblowing
· Employees are encouraged to report violations confidentially and in good faith
· Retaliation against whistleblowers is strictly prohibited - Investigation & Disciplinary Action
· All reports will be investigated promptly and fairly
· Confirmed violations may result in termination and legal action - Training & Awareness
Regular training will be provided. New employees will receive induction training. - Record Keeping & Controls
Accurate records and financial transparency must be maintained. Internal controls will prevent and detect fraud. - Policy Review
Reviewed annually or as required by regulatory or organizational changes. - Compliance
Compliance is mandatory. Non-compliance may result in disciplinary and legal consequences.
Travel Policy
- Purpose
This policy ensures transparency, accountability, and efficient use of funds for official travel. It promotes cost-effectiveness, safety, and alignment with the mission of Al Flah Welfare Trust. - Applicability
Applies to all employees, volunteers, contractors, and board members traveling for official purposes on behalf of Al Flah Welfare Trust. - Travel Authorization
· Approval: All travel must be pre-approved by a designated authority (e.g., department head, supervisor, or board member).
· Documentation: A travel request form, itinerary, and purpose of travel must be submitted.
· Emergencies: Urgent travel may be authorized under expedited procedures. - Travel Expenses
· Eligible: Transportation (flights, trains, buses, taxis, mileage), accommodation, meals/per diem, travel insurance, visa fees, and vaccinations.
· Non-Reimbursable: Personal entertainment, alcohol, luxury upgrades, or unrelated expenses. - Transportation Guidelines
· Mode of Travel: Economy class flights and public transport encouraged. Personal vehicle use requires prior approval; mileage reimbursed at set rates.
· Car Rentals: Allowed only when necessary, using approved providers.
· Sustainability: Eco-friendly options such as carpooling or fuel-efficient vehicles are encouraged. - Accommodation Guidelines
Safe, clean, and reasonably priced mid-range options preferred
· NGO partnerships or discounts should be used where possible.
· Shared accommodations may be considered to reduce costs. - Per Diem & Meal Allowances
· Defined per diem rates based on location and duration.
· Receipts required for meals exceeding per diem or group meals. - Travel Advances
· Advances may be requested for anticipated expenses, subject to approval.
· Expense reports and unused funds must be submitted within 7 days of return. - Expense Reporting & Reimbursement
· Expense reports with receipts must be submitted within 14 days of travel completion.
· Reports must be reviewed and approved by a supervisor or finance officer. - Safety & Security
· Travel insurance required for international or high-risk locations.
· Guidelines on vaccinations, health precautions, and emergency contacts must be followed.
· Emergency protocols must be observed in case of accidents or illness. - Sustainability & Ethical Practices
· Travelers should minimize carbon footprints by using sustainable travel methods.
· Respect for local customs and cultures is mandatory when representing Al Flah Welfare Trust. - Monitoring & Compliance
· Non-compliance may result in denied reimbursements or disciplinary action.
· Travel expenses will be audited regularly to ensure adherence. - Policy Review
This policy will be reviewed periodically and updated as required by organizational or legal changes.
Finance Policy
- Purpose & Scope
This policy ensures ethical, transparent, and effective financial management in line with the mission of Al Flah Welfare Trust. It applies to all staff, board members, volunteers, contractors, and any individuals handling financial matters on behalf of the organization. - Budgeting & Planning
· Annual Budget: Prepared by management, reviewed, and approved by the board.
· Approval: Significant financial decisions require board authorization.
· Contingency: Provisions must be made for unforeseen financial needs. - Income & Donations
· Recording: All income sources (grants, donations, fundraising) must be accurately documented.
· Donation Policy: Donations may be accepted in cash, in-kind, or online. Funds from unethical or non-aligned sources are prohibited.
· Restricted vs. Unrestricted: Restricted funds must be used for their designated purpose; unrestricted funds managed for general operations. - Expenditure Management
· Approval: Spending limits apply; larger expenditures require management or board approval.
· Procurement: Competitive bidding required for large purchases to ensure fairness and value.
· Reimbursement: Employees/volunteers must submit receipts for out-of-pocket expenses. - Financial Controls
· Bank Accounts: Managed transparently; transactions above thresholds require two signatories.
· Cash Handling: Cash minimized; petty cash strictly controlled.
· Segregation of Duties: Approval, recording, and reconciliation roles separated to prevent fraud. - Record-Keeping & Reporting
· Records: Maintain accurate financial records for at least 5–7 years.
· Reporting: Provide regular reports (income statements, balance sheets, cash flow) to board, donors, and regulators.
· Audit: Annual external audits ensure compliance with standards and donor requirements. - Fundraising & Grant Management
· Grant Agreements: Proper documentation and compliance with reporting timelines required.
· Ethical Fundraising: Misleading or coercive practices prohibited.
· Use of Funds: Funds must be used strictly for intended purposes. - Compliance & Legal Requirements
· Tax Compliance: Adhere to local tax laws, including filing returns and managing exemptions.
· Donor Regulations: Comply with donor-specific reporting requirements.
· Anti-Fraud: Whistleblower protections and fraud reporting mechanisms in place. - Reserves & Investments
· Reserves: Maintain minimum reserves to ensure operational continuity.
· Investments: Surplus funds, if invested, must follow ethical and responsible guidelines. - Monitoring & Review
· Policy Review: Conduct annual reviews and update as needed.
· Training: Provide regular financial management training for staff and board members. - Penalties for Non-Compliance
Violations of this policy may result in disciplinary action, termination, or legal consequences.
Child Protection Policy
- Purpose
Al Flah Welfare Trust is committed to safeguarding the safety, dignity, and well-being of all children. We aim to prevent abuse, exploitation, neglect, and harm, and to respond promptly to any concerns or allegations. - Scope
This policy applies to all employees, management, board members, volunteers, interns, consultants, contractors, partners, and any individuals or organizations acting on behalf of Al Flah Welfare Trust who may come into contact with children. - Policy Statement
Al Flah Welfare Trust has zero tolerance for child abuse, exploitation, or neglect. Every child has the right to protection from harm, discrimination, and exploitation regardless of gender, religion, ethnicity, disability, or socio-economic background. - Definition of a Child
A child is any person under the age of 18. - Forms of Child Abuse
· Physical abuse: Inflicting harm or injury
· Emotional abuse: Damaging a child’s emotional well-being
· Sexual abuse/exploitation: Any sexual activity or exploitation involving a child
· Neglect: Failure to provide basic needs such as food, shelter, care, and supervision
· Online abuse: Exploitation or harassment via digital platforms - Code of Conduct
All staff and associates must:
· Treat children with respect and dignity
· Maintain professional boundaries
· Avoid being alone with a child in isolated settings
· Avoid physical contact that may be misinterpreted
· Never engage in sexual, abusive, or exploitative behavior
· Use appropriate language and behavior around children - Recruitment & Screening
· Background checks for staff and volunteers working with children
· Reference verification before appointment
· Child protection responsibilities included in job descriptions - Reporting & Response
· Any suspicion, disclosure, or allegation must be reported immediately
· Reports go to designated child protection officers or senior management
· Confidentiality will be maintained unless disclosure is legally required
· Al Flah Welfare Trust will cooperate fully with relevant authorities - Whistleblowing & Protection
· Individuals reporting concerns in good faith are protected from retaliation
· False or malicious allegations may lead to disciplinary action - Roles & Responsibilities
· Board/Senior Management: Approve and support this policy; ensure compliance with child protection laws
· Management: Implement safeguarding procedures; ensure training and awareness
· Employees/Volunteers/Associates: Comply with this policy and report concerns promptly - Training & Awareness
· Regular child protection training provided
· New staff receive orientation during induction - Breach of Policy
Breaches may result in disciplinary action, including termination, and may be reported to legal authorities. - Policy Review
Reviewed annually or as required by legal/organizational changes. - Compliance
Compliance is mandatory for all individuals associated with Al Flah Welfare Trust.
Anti-Discrimination Policy
- Purpose
Al Flah Welfare Trust is committed to equality, fairness, and respect. We strive to maintain an inclusive environment where everyone is treated with dignity and free from discrimination or harassment. - Scope
This policy applies to all employees, management, board members, interns, volunteers, contractors, consultants, applicants, clients, and third parties working with or representing Al Flah Welfare Trust. - Policy Statement
Discrimination in any form is strictly prohibited. Decisions on recruitment, employment, training, promotion, compensation, service delivery, and termination will be based solely on merit, qualifications, and organizational needs. - Protected Characteristics
· Gender or sex
· Age
· Religion or belief
· Race, ethnicity, or nationality
· Disability or medical condition
· Marital or family status
· Pregnancy or maternity
· Socio-economic background
· Any other status protected by law - Forms of Discrimination
· Direct: Less favorable treatment due to a protected characteristic
· Indirect: Policies or practices that disadvantage certain groups
· Harassment: Unwanted conduct that undermines dignity or creates hostility
· Victimization: Unfair treatment for raising or supporting a complaint - Equal Opportunity Commitment
Al Flah Welfare Trust will:
· Provide equal employment and service opportunities
· Make reasonable accommodations for persons with disabilities
· Promote diversity and inclusion
· Ensure fair access to training and advancement - Reporting & Complaints
Individuals are encouraged to report discrimination promptly to management or designated officers. Complaints will be handled confidentially, fairly, and without delay. - Investigation & Resolution
All complaints will be investigated objectively. Corrective action will be taken where discrimination is confirmed. Retaliation against complainants is strictly prohibited. - Roles & Responsibilities
· Board/Senior Management: Approve and support this policy; foster inclusivity.
· Management: Implement and enforce the policy; address complaints fairly.
· Employees/Associates: Treat others with respect and comply with this policy. - Training & Awareness
Regular training on equality and non-discrimination will be provided. New employees will receive induction training. - Breach of Policy
Violations may result in disciplinary action, including termination of employment or contracts. - Policy Review
This policy will be reviewed annually or as required by legal or organizational changes. - Compliance
Compliance is mandatory for all individuals associated with Al Flah Welfare Trust.
Anti-Terrorism Policy
- Purpose
Al Flah Welfare Trust is committed to lawful, ethical operations and ensuring that no activities, funds, or resources are used to support terrorism in any form. We comply fully with national and international anti-terrorism laws. - Scope
This policy applies to all employees, management, board members, contractors, consultants, suppliers, partners, donors, beneficiaries, and third parties associated with or acting on behalf of Al Flah Welfare Trust. - Policy Statement
We adopt a zero-tolerance approach to terrorism. No funds, resources, or services shall be knowingly or unknowingly provided to individuals, groups, or entities involved in terrorist activities. - Definitions
· Terrorism: Acts intended to cause death, serious harm, or property damage to intimidate the public or coerce authorities.
· Terrorist Organization: Any group designated as terrorist by national or international authorities.
· Terrorist Financing: Provision, collection, or use of funds/assets for terrorist purposes. - Prohibited Activities
· Providing financial support or resources to terrorist-linked individuals or organizations
· Engaging in business or partnerships with terrorist entities
· Allowing facilities, assets, or services to be used for terrorism
· Concealing or failing to report suspected terrorist activities - Due Diligence & Screening
· Conduct due diligence on employees, vendors, donors, partners, and beneficiaries
· Screen against government/regulatory watchlists
· Escalate suspicious associations to senior management - Financial Controls
· Ensure transparency and documentation of all transactions
· Use funds strictly for legitimate purposes
· Conduct regular audits to detect suspicious activity - Reporting & Cooperation
· Employees must report suspected terrorist activity immediately to compliance officers or senior management
· Al Flah Welfare Trust will cooperate fully with law enforcement and regulatory authorities - Roles & Responsibilities
· Board/Senior Management: Ensure compliance and allocate resources
· Management: Implement controls, monitoring, and staff training
· Employees/Associates: Comply with this policy, remain vigilant, and report concerns - Training & Awareness
Periodic anti-terrorism training will be provided. Employees will be informed of legal obligations and reporting procedures. - Breach of Policy
Violations may result in disciplinary action, including termination, and may be reported to law enforcement. - Policy Review
Reviewed annually or as required by legal or organizational changes. - Compliance
Compliance is mandatory for all individuals associated with Al Flah Welfare Trust. Non compliance may lead to serious legal and disciplinary consequences.
About
Alflah Welfare Trust is dedicated to helping poor and vulnerable families by providing food, support, and hope. For over 14 years, we have served communities with honesty, transparency, and compassion.
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Contact
- Daiwal, Sohawa, Distt. Jhelum
- support@afwtrust.org
- 333 666 0000
Copyright 2025 by Alflah Welfare Trust All Right Reserved.
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